Active

215 Days on market

28 Holly Drive Gardner — Photo 1 of 32

Recent Drop: $120,900

$559,900

$439,000

28 Holly Drive, Gardner, MA 01440

Gardner, MA 01440

Beds

Baths

SqFt

2,432

Style

Single Family

Built

1984

This is your opportunity to own a beautiful home below market value!!This lovely 3 bedroom residence a modern touch all set on a large 1.39 Acre wooded lot in a quiet & desired neighborhood! Step into your bright & sunny living room!The flowing floor plan takes to you to an open concept kitchen/dining room that boasts an island, stainless steel appliances, granite countertops &lots of cabinets! Updated in 2022 by the prior owner: New flooring throughout,updated baths & a new septic! Modern lighting & fixtures! The 2nd level has a large main bedroom w/ cathedral ceilings & additional room for an office! 2 ample bedrooms.1st floor 3/4 & 2nd floor full bath all contemporary ceramic & tiled! Additional 1st floor office or possible 4th bedroom! The basement has a finished area ready for a family or game room! Step out to your HUGE Deck and the very private grassed/wooded yard. Do not let the price drops fool you this home is lovely!! Subject to pending short sale.

Market Value Analysis

This Property

Size (SqFt) →Price →

This Property$181/sqft

Local Avg (Gardner)$271/sqft

33% BelowMarket Average

* Analysis is based on 24 actively listed and recently sold comparable properties strictly within Gardner, MA.

Financials

Original Price$559,900

Annual Taxes$5,342

Parking

Garage0

Off-Street6

Interior Specifications

Total Rooms8

FireplacesNone

FlooringWood, Tile, Carpet, Laminate

BasementFull, Partially Finished, Walk-Out Access, Interior Entry, Concrete

Climate & Utilities

HeatingForced Air

CoolingNone

WaterPrivate

SewerPrivate Sewer

Building & Exterior

ConstructionFrame

RoofShingle

FoundationConcrete Perimeter

ZoningRES

Property & Lot

Acres1.39

SqFt Lot60,436

Lot FeaturesWooded, Level

Amenities & Appliances

Electric Water Heater • Range • Refrigerator

Neighborhood

Public Transportation • Shopping • Pool • Park • Walk/Jog Trails • Stable(s)

Geography

Floorplan Breakdown

Structural Layout

Second

Master BedroomBedroom 2Bedroom 3Bathroom 2

First

Living RoomDining RoomKitchenBathroom 1

Basement

Family Room

Living Room

Lvl First

14 x 11

Ceiling Fan(s), Flooring - Laminate, Window(s) - Picture

Dining Room

Lvl First

12 x 11

Closet/Cabinets - Custom Built, Flooring - Laminate

Kitchen

Lvl First

14 x 10

Flooring - Laminate, Countertops - Stone/Granite/Solid, Kitchen Island, Open Floorplan, Stainless Steel Appliances, Lighting - Pendant, Crown Molding

Family Room

Lvl Basement

Closet, Flooring - Wood, Chair Rail, Exterior Access, Recessed Lighting

Master Bedroom

Lvl Second

19 x 14

Cathedral Ceiling(s), Ceiling Fan(s), Walk-In Closet(s), Flooring - Laminate

Bedroom 2

Lvl Second

13 x 9

Bedroom 3

Lvl Second

10 x 9

Closet, Flooring - Laminate, Lighting - Overhead, Flooring - Engineered Hardwood

Bathroom 1

Lvl First

Bathroom - 3/4, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Wainscoting

Bathroom 2

Lvl Second

Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid

Property History

Price Drop

$439,000

Was $479,900

Apr 22, 2026

MLS® 73469434

Price Drop

$479,900

Was $499,900

Apr 5, 2026

MLS® 73469434

Price Drop

$499,900

Was $509,900

Mar 25, 2026

MLS® 73469434

Price Drop

$509,900

Was $519,000

Mar 9, 2026

MLS® 73469434

Price Drop

$519,000

Was $539,000

Feb 13, 2026

MLS® 73469434

Price Drop

$539,000

Was $559,900

Feb 2, 2026

MLS® 73469434

Listed

$559,900

Jan 17, 2026

MLS® 73469434

Population

21,276

U.S. Census Bureau, ACS 2024 5-Year Estimates (B01003)

Median Household Income

$67K

U.S. Census Bureau, ACS 2024 5-Year Estimates (B19013)

Renter-Occupied Homes

40.9%

U.S. Census Bureau, ACS 2024 5-Year Estimates (B25003)

New Construction Permits — Worcester County

1,806 housing units permitted in the last 12 months (-4% vs the prior 12 months) — 1,006 in 5+ unit buildings

U.S. Census Bureau, Building Permits Survey (through Jun '26)

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,432 sq ft principal dwelling). Lot size: 60,436 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Full Gardner, MA market report ZIP 01440 market data

Listing Provided By

Listing Agent: Kelle O'Keefe

Listing Office: Keller Williams Realty North Central

MLS® Number: 73469434