
1220 Water Street Fitchburg — Photo 1 of 14
Recent Drop: $5,000
$359,900
1220 Water Street, Fitchburg, MA 01420
Fitchburg, MA 01420
Beds
4
Baths
1
SqFt
1,195
Style
Single Family
Built
1880
SELLER WANTS TO HELP LOWER YOUR MONTHLY MORTGAGE PAYMENT with a 1-1 seller-paid interest-rate buydown*Nicely updated during the current ownership, this inviting 4-bedroom Colonial offers modern updates, a versatile floor plan and plenty of space to make your own! The kitchen features NEW Acadia White cabinetry, stainless-steel electric range, dishwasher,microwave, modern fixtures, Cementino Gray tile flooring, plenty of storage and counter space. The main level offers a large living room with new Edward Oak luxury vinyl plank flooring & recessed lighting, plus a spacious first-floor bedroom with new carpeting. The upgraded full bathroom features a 30-inch oak vanity, Cementino Gray tile flooring, an elongated toilet, a beautifully tiled Bianco Dolomite tub & shower surround.Upstairs, you’ll find two additional bedrooms with new carpeting, along with a separate bonus room that would make a great home office, nursery, or creative space. Additional improvements include all-new windows, interior/ exterior doors, & new white vinyl siding accented by black board-and-batten details. The previous owner replaced the roof, porch in 2022 & upgraded the electrical service. Relax on the welcoming farmer’s porch with your morning coffee, or step outside and enjoy the paved Twin Cities Rail Trail, which abuts the backyard and offers convenient access for walking, running, biking and other outdoor activities.Conveniently located near major highways, shopping and the MBTA commuter rail. This move-in-ready home combines modern improvements with everyday convenience. Invest in yourself through homeownership and start your next chapter today!
Key facts
It was listed on August 24, 2026. The price has come down from an original $369,900 to $359,900 across 2 changes, most recently on September 23, 2026. The annual property taxes are $3,491 (2026 tax year). It sits on a 0.13-acre (5,859 sq ft) lot.
Market Value Analysis
* Analysis is based on 24 actively listed and recently sold comparable properties strictly within Fitchburg, MA.
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Gas Water Heater • Range • Dishwasher
Neighborhood
Public Transportation • Shopping • Pool • Park • Walk/Jog Trails • Golf
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl FirstFlooring - Vinyl, Exterior Access, Open Floorplan, Recessed Lighting
Dining Room
Lvl FirstKitchen
Lvl FirstFlooring - Laminate, Countertops - Upgraded, Cabinets - Upgraded, Exterior Access
Office
Lvl SecondFlooring - Wall to Wall Carpet
Primary Bedroom
Lvl FirstFlooring - Wall to Wall Carpet
Bedroom 2
Lvl SecondBedroom 3
Lvl SecondFlooring - Wall to Wall Carpet
Bedroom 4
Lvl SecondFlooring - Wall to Wall Carpet
Property History
$359,900
Was $364,900
Sep 23, 2026
MLS® 73567405
$364,900
Was $369,900
Sep 6, 2026
MLS® 73567405
$369,900
Aug 24, 2026
MLS® 73567405
$231,000
May 10, 2025
MLS® 73352472
$219,900
Mar 31, 2025
MLS® 73352472
$219,900
Feb 15, 2025
MLS® 73279003
$219,900
Aug 17, 2024
MLS® 73279003
Questions about this home
When was 1220 Water Street, Fitchburg listed?
1220 Water Street, Fitchburg was listed on August 24, 2026.
Has the price of 1220 Water Street, Fitchburg changed?
The price has come down from an original $369,900 to $359,900 across 2 changes, most recently on September 23, 2026.
What are the property taxes for 1220 Water Street, Fitchburg?
The annual property taxes for 1220 Water Street, Fitchburg are $3,491 (2026 tax year).
How big is the lot at 1220 Water Street, Fitchburg?
1220 Water Street, Fitchburg sits on a 0.13-acre (5,859 sq ft) lot.
What is the status of 1220 Water Street, Fitchburg?
1220 Water Street, Fitchburg is actively listed for sale.
Population
41,839
U.S. Census Bureau, ACS 2024 5-Year Estimates (B01003)
Median Household Income
$73K
U.S. Census Bureau, ACS 2024 5-Year Estimates (B19013)
Renter-Occupied Homes
45.8%
U.S. Census Bureau, ACS 2024 5-Year Estimates (B25003)
New Construction Permits — Worcester County
1,805 housing units permitted in the last 12 months (+1% vs the prior 12 months) — 1,007 in 5+ unit buildings
U.S. Census Bureau, Building Permits Survey (through Jul '26)
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 598 sq ft (the lesser of 900 sq ft or half the 1,195 sq ft principal dwelling). Lot size: 5,859 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Listing Agent: Kelle O'Keefe
Listing Office: Keller Williams Realty North Central
MLS® Number: 73567405









